Municipal Workers Compensation Fund (MWCF)

Municipal Workers Compensation Fund

Second-Oldest League Insurance Pool in the Nation

The Municipal Workers Compensation Fund (MWCF) was established by the Alabama League of Municipalities in 1976 and is the second oldest League insurance pool in the nation. With nearly 600 participating municipal entities – 80% of the Alabama League's membership – MWCF is a member-owned, group self-insurance pool that provides a direct means for cities and towns to save on workers compensation costs. Any municipality or separate legal entity created under the powers of the municipality (such as a utility board or housing authority) or any state agency organized under statutory authority of the State of Alabama is eligible for membership. 

Cost Containment Programs and Experienced Staff

MWCF members experience substantial benefits from cost containment programs that significantly reduce the expense of medical benefits paid, thus lowering the cost of member premiums. The MWCF staff, which includes in-house legal counsel, has extensive knowledge of workers compensation claims in Alabama. MWCF's Board of Directors consists solely of five veteran municipal elected officials and is a non-profit government insuring entity. 

Loss Control Division (

In 2002, MWCF teamed with the Alabama Municipal Insurance Corporation (AMIC) to create a joint Loss Control Division allowing both programs to provide additional staff and expanded services at a much reduced member expense. The Loss Control Division has 11 dedicated staff members and offers exclusive, state-of-the-art training such as the SkidCar defensive driving course and the Firearms Training System (FATS), a free DVD Safety Library, a quarterly newsletter, informational bulletins, a free Employment Practices Law Hotline, specialized Law Enforcement Risk Control, a comprehensive website ( as well as on-site risk management consultations with follow-up reports and recommendations. 

Every municipal official is encouraged to take a leadership role in promoting safety in the workplace. Educating employees to follow proper safety protocols and procedures will result in fewer injuries, thus reducing claims costs.

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MWCF Staff

Richard Buttenshaw

Richard Buttenshaw

President, MWCF
Contact Richard

Richard Buttenshaw is the President of the Municipal Workers Compensation Fund (MWCF). Prior to being named President in October 2022, Richard served as the Operations Manager from July 2016, Assistant Operations Manager from December 2014 and in the Loss Control Division for 11 years as AMIC/MWCF's South Alabama Loss Control Representative. He earned his Associate in Risk Management for Public Entities (ARM-P) in 2005 and was subsequently honored with an ARM-P Award for Academic Excellence in 2007. He also received his Certified Insurance Counselor (CIC) designation through The National Alliance in 2007. In 2010, he graduated 2nd in the Basic Claims Adjuster course offered through the Southern Farm Bureau Tech in Jackson, Mississippi, and in 2013, Richard achieved the prestigious Certified Safety Professional (CSP) designation from the Board of Certified Safety Professionals, a nationally accredited non-profit corporation that establishes standards for and verifies minimum competency in professional safety practice. Richard also took the lead for several important advancements in the Loss Control Division, including a dedicated Loss Control website (, a specialized, internal app used by each Loss Control Representative in their site report process and an innovative, online professional development/training program via LocalGovU with courses on a variety of risk management and safety topics.

Originally from England, Richard earned a B.S. in Computer Science from Kingston University in England and was employed by Logica UK, Ltd in London as an Analyst Programmer where he worked with various governmental agencies. He also spent eight years working throughout the United States and the Caribbean in the scuba diving industry. He and his wife, Amanda, reside in Montgomery.

Greg Cochran

Greg Cochran

Secretary/Treasurer, MWCF
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Greg was named Executive Director of the Alabama League of Municipalities in July 2020 after serving the League's membership since 1996 as Director of Advocacy and Public Affairs and then Deputy Director and Interim Executive Director. With more than 30 years' experience in governmental affairs, he has developed crucial relationships at every level of government and has served as the League's lead lobbyist for more than two decades. 

Barry Crabb

Barry Crabb

Finance Director, MWCF
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Barry Crabb joined the League as its Deputy Finance Director in January 2020. Barry has more than 30 years of experience in his field. He is a licensed Certified Public Accountant and holds a Bachelor of Science Degree from the University of Alabama. He began his career in 1983 with Ernst & Young, an international public accounting firm. He then worked for Weil Brothers Cotton where he served as Vice President and Chief Financial Officer. Prior to joining the League staff, Barry served as the Finance Director for the City of Montgomery where he spent six years providing management, control and administration of all fiscal operations of the City, including development of long-range financial planning. In his spare time, Barry has served as a board member and past treasurer for the Boys & Girls Clubs of the River Region. He is married to the former Marie Rene` (Rennie) Jordan. They have a son, Brent, a daughter, Jordan, and two grandchildren. Barry enjoys golf, running and reading.

Melissa Chapman

Melissa Chapman

Accounting Manager, MWCF
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Born and raised in Selma, Melissa received a B.S. degree in Business Administration from Faulkner University in Montgomery in 1998. She worked in the banking industry for 15 years before staying home with her son a couple of years while working part-time for the League. In September 2012, Melissa joined the League full-time as the Accounting/Member Services Assistant where she provided support for the Member Services and Finance departments. In November 2016, she moved into a new position with the Finance Department to become the League's Accounting Coordinator and was promoted to Accounting Manager in May 2018 for the League and for the Municipal Workers Compensation Fund.

Melissa currently resides in Prattville. She and her son, Tolan, are huge Golden State fans and enjoy watching NBA basketball. In her spare time, Melissa enjoys spending time with family and friends, watching Alabama Football and hanging out at the lake.

Terry Young

Terry Young

Marketing Manager, MWCF
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Since 1985, Terry has been involved in multiple capacities of Risk Management and Insurance. He is insurance licensed in more than 30 states and has earned Risk Management designations in three programs: Certified Risk Manager (CRM), Certified Insurance Counselor (CIC) and Certified Real Estate Executive (CRE). Terry is fully licensed in the state of Alabama in all lines of insurance and has participated as a student as well as a speaker in all areas of insurance. He has spoken on insurance, self insurance and insurance related topics all over the United States and has acquired an in-depth knowledge of workers compensation insurance covering traditional insurance contracts, self insurance contracts and workers comp pool programs.

Board of Directors

Sadie Britt


Councilmember Sadie Britt,

Phil Segraves

Vice Chair

Mayor Phil Segraves,

Jason Reeves


Mayor Jason Reeves,

Jim Staff


Mayor Jim Staff,

Lawrence F. Tony Haygood


Mayor Lawrence F. "Tony" Haygood,


Claim Reporting (administered by Millennium Risk Managers)

Members of the Municipal Workers Comp Fund can report work injury claims 24 hours a day, 7 days a week by filling out the First Report of Injury Form and emailing the form to, or fax to (205) 777-6097. All claims should be reported immediately upon notification to the employer.

You will need the following information to complete the form:

  • Injured worker's: Name; Address; Telephone Number; Social Security Number; Date of Hire and Date of Birth
  • Date of Injury and Description of Injury
  • Name and Address of Medical Provider
  • Wage Information
  • Ten-Digit Alabama Employer Unemployment Compensation Number

All questions concerning open claims should be directed to Millennium Risk Managers.

Millennium Risk Managers
P.O. Box 43769
Birmingham, AL 35243

Below are the forms that are required state-wide. Some of these may also be required for MWCF claims

These forms and more are also available from the Alabama Department of Labor - Workers' Compensation Documents page

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Loss Control Division

Click on the links below to be taken to the Loss Control Website:

In 2002, the Alabama Municipal Insurance Corporation (AMIC) and the Municipal Workers Compensation Fund (MWCF) created a joint Loss Control Division allowing both programs to provide additional staff and expanded services at a much reduced cost to their members.

The Loss Control Division has a dedicated staff and offers exclusive, state-of-the-art training such as the SkidCar defensive driving course and the Firearms Training System (FATS). Both of these programs were designed to create greater awareness of on-going liability issues as well as teach member participants to eliminate or mitigate their losses through specialized training.

For additional information on Loss Control services, contact the Loss Control Division at 334-262-2566, or go to the Loss Control Division's website.

Loss Control services include:

  • On-site Risk Management with follow-up reports and recommendations
  • Specialized Law Enforcement Risk Control
  • Loss Analysis and Trending
  • Technical Resources
  • Employment Practices Hotline
  • Newsletters and Bulletins
  • Proactive Driver Training (SKIDCAR)
  • Firearms Training System (F.A.T.S.)
  • Video Library
  • Seminars
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